Private health funds for hearing

Rebates for hearing aids


Health fund rebates differ thus making comparisons difficult.
The comparisons below have been obtained from health
fund websites and 
are a guide only. These are subject to change.


Please contact your private heath fund provider to confirm
your
eligibility and rebate. Details below subject to change
without notice.

Last updated: JAN 2015



Heath Fund Comparison

Note: Swipe left on mobile devices to read more!

COVER NAME
CONSULTATION
REBATE
HEARING AID/S REBATE
PARTS/REPAIRS/
BATTERIES
WAITING PERIOD
WHEN
REPLACED


ACA Health - 1300 368 390 - www.acahealth.com.au

Complete
Ancillary
50% on test
(no limit)
 80%($1,500
 3yr limit)
Hearing aid benefit
includes repair, maintenance & batteries.
12
months
 3 yrs


AHM - 134 246 - www.ahm.com.au

Super
Extras

 

Initial $32
Subsequent $25
$1,600 for two
$800 for one
 $50 per repair 12
months
 3 yrs
Family
Extras
  $1,200 for two
$600 for one
 $35 per repair 12
months
 3 yrs


Australian Unity - 1300 886 474 - www.australianunity.com.au

Super
Extra
 

 $1,000 /person
 $2,000 /family with GP referral

 

  12
months
 3 yrs

Comprehensive Extras

 

   $550 per person   12
months
 3 yrs
Life Choice
Plus
   $700 per person   12
months
3 yrs


Bupa (HBA, mbf & Mutual Community) - 1800 812 535 - www.bupa.com.au

Platinum
Extras

 

   $1,200   12
months
 3 yrs

Gold Extras

 

   $1,000   12
months
 3 yrs
Silver Extras    $800   12
months
 3 yrs


CBHS - 1300 654 123 - www.cbhs.com.au

Top Extras  $360 per year

 $1,500
 (up to 70%)
 with GP referral

 

  12
months
 3 yrs
Live Live
Extras
 $360 per year

 $2000 with GP
 referral

  12 months  3 yrs


CUA - 133 282 - www.cua.com.au

Gold Extras  

 $800 (100%)
 $1,600 for two

 

  12
months
 3 yrs
Silver Extras    $500
 (up to 80%)
 $1,000 for two
  12
months
 3 yrs

 

Defence Health - 1800 335 425 - www.defencehealth.com.au

Top Extras  $40 initial
 $30 subsequent
 $1000 / person
 with GP referral
 $100 per
 person
36
months
 3 yrs

 

GMHBA (Druids Friendly Society) - 1300 446 422 - www.gmhba.com.au

Platinum

 $25 initial
 $20 subsequent
     (up to $350)

 

 $800   12
months
 3 yrs
Gold Extras

 $25 initial
 $20 subsequent
     (up to $350)

 

 $800   12
months
 3 yrs
Silver Extras

 $25 initial
 $20 subsequent

 $400
 up to 80%)
  12
months
 3 yrs

 

GMF - 1300 653 099 - www.gmfhealth.com.au

Complete
Extras

$39 initial
$20 subsequent

 

$860   24
months
 5 yrs
Mid Extras $28 initial
$20 subsequent
$750   24
months
 5 yrs

 

HBF - 133 423 - www.hbf.com.au

Essential
Standards

 

  $550 - $750   36
months
 5 yrs
55+Twin
Pack Essentials
  $550 < 5 yrs $600
5-10 yrs

$650 >10 yrs
  36
months
 5 yrs

 

HCF - 131 334 - www.hcf.com.au

Multicover $52 initial
$35 subsequent
 $600  $800 5-9 yrs
 $1,000 10-14 yrs
 $1,200 15-19 yrs
 $1,600 >20 yrs
  24
months
 5 yrs


Health Partners - 1300 113 113 - www.healthpartners.com.au

Gold Extras  

 $800 1-4 yrs
 $900 5-9 yrs
 $1150 >10 yrs
 with GP referral

  12
months
 5 yrs


Healthcare Insurance (HCI) - 1800 804 950 - www.hciltd.com.au

Premier Ancillary

$50 initial
$40 subsequent ($200 limit)

 

 $1200 for one
 $2000 for two  
 (90%)
 $120 per year 24
months
 3 yrs
Essential Ancillary $30 initial
$30 subsequent
 $400 for one
 $700 for two
 $50 per pear 24
months
 3 yrs


HIF - Health Insurence Fund of WA (HIF) - 1300 134 060 - www.hif.com.au

Premium Options  

 $550  
(1 aid per person)

 $600/ear
5-10 yrs

 $700/ear >10 yrs

 

  36
months
 Initially
 3 yrs
 then 5 yrs
Super Options    $550  (1 aid per person)
 $550 >5 yrs
 (2 aids per person)
  36
months

 Initially
 3 yrs
 then 5 yrs


Latrobe Health Services - 1300 362 155 - www.latrobehealth.com.au

Family Extras Premier Gold

 

$65 (up to $1000)  $1,000  Repairs
 (no batteries)
12
months
 5 yrs

Family Extras Premier Silver

 

$30 initial
$25 subsequent
(to $300)
 $650  Repairs
 (no batteries)
12
months
 5 yrs

Family Extras Premier

 

   $500  Repairs
 (no batteries)
12
months
 5 yrs
Family Extras Premier Plus    $500  Repairs
 (no batteries)
12
months
 5 yrs


Medibank Private (MBP) - 132 331 - www.medibank.com.au

Ultra Health Cover

 

   $1,200   36
months
 3 yrs

Top Extras 85

 

   $1,200   36
months
 3 yrs

Top Extras 70

 

   $800   36
months
 3 yrs
Top Extras 55    $400   36
months
 3 yrs


Navy Health Ltd - 1300 306 289 - www.navyhealth.com.au

Premium

$70 initial
$55 subsequent ($500 limit)

 

 $1,200  $150 12
months
 3 yrs
Healthy Living $60 initial
$40 subsequent ($300 limit)
 $900  $150 12
months
 3 yrs


NIB Health Fund - 13 14 63 - www.nib.com.au

Top Cover

 

  $800 (up to 75%)   36
months
 5 yrs

Family Plus

  $400   2 - 36
months
 5 yrs
Extras Only   $400   2 - 36
months
 5 yrs


Peoplecare (Lysaght People Care) - 1800 808 690 - www.peoplecare.com.au

Gold   $1500 (80%)   24
months
 5 yrs

 

Phoenix Health Fund - 1800 028 817 - www.phoenixhealthfund.com.au

Ancillary   $900 for one
$800 for second
$100 2 months  5 yrs


Queensland Country Health Ltd - 1800 813 415 - www.qldcountryhealth.com.au

Premium Extras

$50 initial
$50 subsequent
($60 report)

 

$450 per ear
(two ears $900)
  12
months
 3 yrs
Essential
Extras

$32 initial
$28 subsequent

$450 per ear
(two ears $900)
  12 months  3 yrs


Railway & Transport Health Fund Limited - 1300 886 123 - www.rthealthfund.com.au

Extras Cover $80 ($160 limit) $600 per year (up to $1,200 in 3 years)  $100 24 months 3 yrs

 

St Luke's Medical & Hospital Benefits Association Ltd - 1300 651 988 - www.stlukes.com.au

Platinum

 

$30 (two per year) $1,250 per ear   36
months
 Two in
 5 yrs
Silver & Gold $26 (two per year) –  2 month waiting period $1,000 per ear   36
months
 Two in
 5 yrs


Teachers Health Fund - 1300 728 188 - www.teachershealthfund.com.au

Top Extras   $300-$600 1-2 yrs
$600-$1,200 2-5 yrs
$900-$1,800 >5 yrs
  12
months
 3 yrs


Transport Health Pty Ltd - 1300 806  808 - www.transporthealth.com.au

Top Extras $32 initial
$22 subsequent
$1,000 (100%) Up to $1,000 as part of hearing aid refund 24
months
 3 yrs


Westfund Ltd - 1300 552 132 - www.westfund.com.au

Platinum Extended

 

  $1,000 5 years
$1,500 10 years
$2,000 15 years
  24
months
 5 yrs

Gold Extended

 

  $800 5 years
$1,300 10 years
$1,800 15 years
  24
months
 5 yrs

Silver

 

      24
months
 5 yrs